Drift Mania Website DriftMania.com is finally online! It has been a long wait, but we're finally back with a new design and cool new features, like Drift Mania TV, events listings, the latest drifting news and more! The site is constantly being updated and we're still trying... Full news
5 Official drift events planned for Canada Five official Drift Mania events are planned for Canada in 2006, with stops in Montreal, Toronto, Québec City and Vancouver. Drift Mania will also be involved in many drift demos, practices and car shows across the country. The season will kick off with... Full news
Yokohama Drift Experience
One lucky participant will win the ride of a lifetime in the Yokohama Drift Experience Nissan Skyline at each Drift Mania DM Championship event in Montreal and Toronto! One lucky spectator at each Drift Mania event in 2006 will win the ride of a lifetime... Full news
Drift Mania TV is Born!
Drift Mania has joined forces with T-Bone Productions to bring you the most exciting online television series in motorsports! Episodes will be posted on our website throughout the season, featuring event highlights, behind the scenes exclusives and... Full news
Facts About Car Insurance Policies
Getting your car insured is the best way to give it due protection against any unforeseen events or incidents is through these kinds of policies. According to an agent I met who works with auto insurance red deer, there are five basic facts in understand your insurance rate and the car policy itself.
Ask yourself, how do you keep up with monthly dues and credits?
The rate for which your insurance will be sold for is also determined by your credit score. If you are able to pay dues before the deadline then most likely your scored with a higher rating leading to a lower policy rate. Other factors of credit insurance tracking may also be assessed such as records of previous claims, type of car, place of residence- these elements are studied by the insurer to determine a rate which they are protected and can suffice for your lifestyle.
Do not settle and do not limit your options.
There may be known insurance providers because of their advertisements, or even companies you have purchases policies from before, but do not limit yourself to those options. Instead of allowing your auto insurance policy to just automatically renew the next year, look and read if your profile needs updating such as additional coverage. Check other companies that offer car policies and compare their rates with your existing insurer. There are so many ways to be a vigilant consumer in the market, all it takes is patience.
So you think you can outrun the insurance company? Think again.
There are cases when owners do not pay the insurance company and just transfer to another provider thinking that the policy will cut off. Yes, the coverage will be cancelled but your dues will remain. If the insurer opts to report you, this can damage your chances of applying for lower rates of insurance from other companies, or worse being denied of it. The debt will be there until you pay it off. If you're thinking about cancelling your existing policy and moving to a new one then properly notify the insurer and settle all payments necessary.
The insurance company is allowed to cancel or not renew your policy any time they deem necessary.
When it has been proven that you violated the terms or guidelines posted in the auto insurance policy, an insurance company may legally cancel your coverage. With non-renewal, there are a variety of factors they may look at to cause a cancelled policy. If you have suspended license, cases filed against traffic violations, and most of all faulty or unnecessary claims then the insurance company may not renew your policy. If you were notified that your policy is cancelled, see to it that you are given with a viable reason on why they opted not to renew. If the notification came without reason, then you should apply for appeal for request.
If you have the fund to pay for the insurance in full, then pay it in full.
As with most items we purchase that can be paid in partial, it is a fact that paying your insurance in full yields a higher saving. The more you divide or prolong your payment, the more fees are added on top of your policy rate. Paying your premium should be a better choice if you have funds ready.
Car insurance policies need not be considered as a liability, but more of an asset. It provides the protection you need to save yourself from unforeseen expenses- overall it's a great investment for your money.